About The Benefit Warehouse

 Healthcare reform has proven to be a confusing and difficult law to understand for most business owners.
This confusion has unfortunately led many businesses to forgo potential benefits the new law can offer. In order to help, The Benefit Warehouse, PLLC.  brings a common sense easy to understand solution to your companies insurance needs.

The Benefit Warehouse, PLLC.  is a leader in the insurance industry at guiding and educating employers on how to utilize the state exchange. By capitalizing on the new subsidies provided by the new healthcare laws and eliminating old group health plans, we can help you improve worker benefits, insure employees and their dependents, and often decrease the employers cost by 50% or more.

 If done correctly, healthcare reform can be simultaneously advantageous to the employer, employees, and employee dependents. This is especially true in the state of Kentucky where an excess of 80% of employees qualify for subsidies under healthcare reform. Often times, these subsidies outstrip the price of health insurance the employers were previously providing to their employees. This reduction in price then allows businesses to provide better and more affordable healthcare.

Furthermore, these new subsidies apply to all family members instead of just the employee. In order for employees and their family members to receive these benefits, however, employers must break away from outdated and ineffective insurance plans. As the price of covering a family inside group plans increases, employees will simply be unable to provide for their families and will face government penalties at the end of the year. This is where we come in.

 In the future, group plans will prove especially problematic for employers. As Kentucky insurance moves to a community rated model, the price of group health insurance is expected to escalate. Due to the Affordable Care Act in Kentucky, we have already seen rate increases of 276%. These escalating costs are forcing many employers to drop their group coverage, leaving their employees exposed.

 If you are interested in providing your employees with improved subsidies and want to avoid the devastating pitfalls of group health plans, we would like to help. The Benefit Warehouse, PLLC. can help you lower your cost of group healthcare.